John Kapeleris

Co-Founder, Finance & Mortgage Broker

0488 034 287

john@newstonefinance.com

John Kapeleris

About John Kapeleris

John Kapeleris is a Finance & Mortgage Broker at Newstone Finance, providing clear, tailored lending solutions to Australians looking to purchase property or expand their investment portfolios. With a strong background in business and a Bachelor Banking & Finance, and nearly a decade of experience in the financial sector, John is a multi-award winning lender known for making complex financial matters straightforward and accessible.

John’s career began at one of Australia’s Big Four banks, where he developed a deep understanding of the loan application process and the importance of clear, honest communication. This early foundation shaped his client-first approach—he takes the time to explain everything from borrowing capacity and interest rates to loan structures and approval stages, ensuring his clients feel informed and supported at every step.

He works with a wide range of clients, including first-home buyers, property investors, self-employed professionals, and those seeking to refinance or explore more complex lending solutions such as construction finance, trust lending, bridging loans, commercial finance and SMSF lending. Every recommendation John makes is tailored to his client’s unique financial situation and long-term goals.

With a keen interest in property market trends and suburb research, John helps clients make well-informed decisions in an ever-changing property landscape. His analytical approach and commitment to staying across market developments give clients a valuable edge in a competitive environment.

Recognised for his outstanding performance, John is dedicated to providing a calm, practical and transparent service. He believes finance doesn’t need to be intimidating—and through step-by-step guidance and open communication, he ensures his clients feel confident and empowered throughout the entire process.

Whether you're buying your first home, restructuring an existing loan, or investing for the future, John Kapeleris at Newstone Finance is here to help you take the next step with clarity and confidence.

Get in touch today and let John help you secure the right loan for your property goals.

Our Latest Reviews

Aussie Coder

During my house-hunting journey, if you ask me who is the most helpful and reliable, I would shout “Hanson Culloden” without hesitation! Especially for those who need support from VIC Homebuyer Fund (like me), Hanson is one of the domain ...

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Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

How much does it cost to refinance?

Some of the costs you’d expect to pay include discharge, application and settlement fees so you need to be sure the long term savings outweigh the upfront cost. To find out how much you can save by refinancing your loan, give us a call.

How much deposit do I need to purchase a property?

Typically lenders ask for 20% of the total house price before they’ll consider giving you a loan but there are a number of ways around this. Some lenders will accept a smaller deposit but it’s likely that you’ll need to pay Lenders Mortgage Insurance (LMI). There might also be grants that you can take advantage of. Get in touch to chat about your options.

What fees should I be aware of when purchasing a property?

There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees.

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