How much can you borrow?

At Newstone Finance, we're Mortgage Brokers helping clients Australia-wide. Find out how much you can borrow with our Borrowing Capacity Calculator

Borrowing Capacity Newstone Finance

Our Recent Reviews

Stuart McLeod

John was wonderful to deal with! He got me an amazing deal with a new bank. He was always contactable and communicated clearly with myself and my wife. We would highly recommend him for anyone needing assistance with gaining or refinancing their mortgage.

Mel seears

John has been absolutely incredible to deal with. His expertise, hard work and kindness made our recent finance application so much smoother and successful. Highly recommend.

George

I can't say enough good things about my experience with John! He went above and beyond to secure an amazing rate for my loan, which was far better than I expected. What really stood out was John’s dedication and the personalized attention I received. He patiently guided me through every step, answering all my questions and making sure I understood everything. His expertise and commitment made the whole process smooth and stress-free. I highly recommend him to anyone looking for a reliable and effective broker. Five stars all the way!

We work with Australia's biggest lenders

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

How much does it cost to refinance?

Some of the costs you’d expect to pay include discharge, application and settlement fees so you need to be sure the long term savings outweigh the upfront cost. To find out how much you can save by refinancing your loan, give us a call.

How much deposit do I need to purchase a property?

Typically lenders ask for 20% of the total house price before they’ll consider giving you a loan but there are a number of ways around this. Some lenders will accept a smaller deposit but it’s likely that you’ll need to pay Lenders Mortgage Insurance (LMI). There might also be grants that you can take advantage of. Get in touch to chat about your options.

What fees should I be aware of when purchasing a property?

There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees.