Asset Finance

At Newstone Finance, we're Mortgage Brokers helping clients Australia-wide purchase a new vehicle, plant or machinery with Asset Finance

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Asset Finance

Fund your new vehicle, plant or machinery with Asset Finance

At Newstone Finance, we understand that managing your business's financial needs involves more than mere numbers. Based in Melbourne, Victoria, and serving clients across Australia, we specialise in helping businesses access Asset Finance options from banks and lenders throughout the country. Whether you're buying new equipment, upgrading existing equipment, or seeking specialised machinery such as excavators or cranes, our services are designed to meet your unique needs. We aim to provide a streamlined application process so you can focus on what matters most—growing your business.

When applying for Asset Finance, it's crucial to consider the interest rate and loan amount that best suit your business needs. Newstone Finance offers a range of finance options tailored for different types of equipment. From work vehicles like trucks and trailers to office equipment and factory machinery, we ensure you have access to competitive loan options. Our expertise in commercial equipment finance means you can confidently invest in assets like tractors, graders, and dozers. We also offer chattel mortgages, which allow you to secure loans with collateral while maintaining ownership of your assets.

One of the significant advantages of our services is the ability to manage cashflow effectively. With fixed monthly repayments available through options like Hire Purchase or over the life of the lease, you can plan your finances with precision. This consistency helps business owners avoid unexpected fluctuations in expenses, allowing for more accurate budgeting. Our team guides you through the process, ensuring you understand each step involved in securing the right finance solution for your equipment needs.

Another aspect to consider is the flexibility offered by our finance options. Whether you're looking to acquire new factory machinery or upgrade existing office equipment, our solutions are tailored to fit your specific requirements. We understand that each business is unique, which is why we work closely with you to identify the most suitable loan options. This personalised approach ensures that whether you're purchasing a vehicle for your fleet or specialised machinery for construction projects, you receive a finance package that aligns with your operational goals.

Newstone Finance is committed to supporting businesses across Australia by providing access to a wide array of Asset Finance options. By understanding your business needs and offering a streamlined application process, we help you secure the equipment necessary to thrive in today's competitive marketplace. For those interested in exploring their finance options further, our dedicated team is ready to assist with any queries you might have.

Embarking on the journey of securing Asset Finance can be seamless with the right partner by your side. At Newstone Finance, we're here to help you make informed decisions that support your long-term success. Reach out to us today to learn how our tailored finance solutions can empower your business growth and ensure you have the right tools at your disposal.

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Asset Finance Process

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your Asset Finance. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Asset Finance approved.

Newstone Finance Team

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We work with Australia's biggest lenders

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

How much does it cost to refinance?

Some of the costs you’d expect to pay include discharge, application and settlement fees so you need to be sure the long term savings outweigh the upfront cost. To find out how much you can save by refinancing your loan, give us a call.

How much deposit do I need to purchase a property?

Typically lenders ask for 20% of the total house price before they’ll consider giving you a loan but there are a number of ways around this. Some lenders will accept a smaller deposit but it’s likely that you’ll need to pay Lenders Mortgage Insurance (LMI). There might also be grants that you can take advantage of. Get in touch to chat about your options.

What fees should I be aware of when purchasing a property?

There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees.

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