Meet Newstone Finance Team

Serving Fairfield, Oakleigh, Northcote & Surrounding Suburbs

John Kapeleris

0488 034 287

Smart lending. Straight talk. Real results.

I’m not your average mortgage broker—and that’s by design. With a Bachelor's degree in Business and Banking & Finance and almost a decade in the finance world, I’ve helped thousands of Australians make confident moves in property. From first homes to forever homes, investments to refinancing, I’m here to make it all feel clear, simple, and tailored to you.

My background? I cut my teeth at one of the Big Four banks, where I was consistently recognised as a top-performing lender winning multiple awards. That role gave me more than just lending expertise—it taught me how to really listen, simplify the complex, and deliver outcomes that make a difference. Now, as an independent broker, I bring that same energy—minus the bank bias.

 

I believe finance doesn’t have to feel overwhelming. My approach is personal, transparent, and always focused on what’s best for you—not what’s best for the banks.

 

Here’s what I bring to the table:

✅ Clear, honest advice without the fluff

✅ Lending strategies built around your goals

✅ Market insights and suburb research to help you buy smarter, not just borrow

 

I'm here to help with:

🔹 First-home buyers – Making homeownership simple and affordable

🔹 Investment loans – Supporting long-term property growth

🔹 Construction loans – Funding your dream build

🔹 Bridging finance – Smooth transitions between homes

🔹 Trust lending – Structuring purchases the right way

🔹 Commercial lending – Supporting your business goals

🔹 SMSF loans – Investing through your super

 

From first-home buyers and seasoned investors to business owners and SMSF clients, I work across all types of lending—including construction, commercial, bridging finance, and more.

But more than anything, I’m here for the long haul. Not just to get you a loan, but to help you build wealth, make informed decisions, and feel confident at every stage of your property journey.

Let’s make finance feel easy—and make your next move your smartest one yet.

 

📞 Call, message, or book a time that suits you.

Hanson Culloden

0466 491 888

Your Goals. Your Future. My Expertise. 🔹

When it comes to finance and property, you deserve a broker who puts you first—someone who listens, understands, and delivers. With a Master’s in Accounting and Finance and over a decade of experience in the finance industry, I’ve helped thousands of Australians secure their homes and grow their property portfolios.

I honed my lending expertise and client service mindset during my time at one of Australia’s Big Four banks, where I was recognised as a multi-award-winning Home Lending Executive. That experience laid the foundation for the sharp financial strategies and clear communication I bring to every client today. I also have a genuine passion for property research and market trends, giving my clients an edge when buying, building, or refinancing.

Lending Made Simple—With You in Mind 💡

Finance can feel complex—but it doesn’t have to be. Whether you’re a first-home buyer, investor, or business owner, I make the process:

✔ Easy to understand – No jargon, just real advice

✔ Tailored to your goals – No cookie-cutter solutions

✔ Stress-free – I handle the details so you can focus on what matters

Alongside expert loan advice, I provide suburb research and market insights—so you're not just getting a great loan, but making smart property decisions too.

All Your Lending Needs, One Trusted Partner 🏡💼

I’m more than just a broker—I’m your finance partner, here to help with:

🔹 First-home buyers – Making homeownership simple and affordable

🔹 Investment loans – Supporting long-term property growth

🔹 Construction loans – Funding your dream build

🔹 Bridging finance – Smooth transitions between homes

🔹 Trust lending – Structuring purchases the right way

🔹 Commercial lending – Supporting your business goals

🔹 SMSF loans – Investing through your super

A Customer-First Approach 🤝

I’m here to build long-term relationships based on trust, transparency, and real support. That means:

✔ Quick, responsive service – No delays, no generic advice

✔ Independent mindset – I work for you, not the banks

✔ Support beyond settlement – I’m with you for the long run

Let’s Get Started 📌

If you're looking for a broker who understands both finance and property—and genuinely cares about your goals—let’s talk. I’d love to help you move forward with clarity and confidence.

📞 Call, message, or book a time that suits you.

Get in touch with our expert team today!

 

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