About Newstone Finance

At Newstone Finance, we’re passionate about helping Australians secure the right loan with confidence and clarity. Whether you’re buying your first home, refinancing, or investing in property, we simplify the lending process and tailor finance solutions to suit your goals.

Led by experienced brokers Hanson Culloden and John Kapeleris, Newstone Finance brings together deep financial expertise, award-winning service, and a customer-first approach. Our brokers have a strong foundation built from years of working at Australia’s Big Four banks, where they learned to navigate complex loan structures while keeping things simple and easy to understand for clients.

At Newstone Finance, we don’t just help you get pre-approved—we guide you through every step with honest advice, clear communication, and personalised service. Our goal is to make finance feel approachable, stress-free, and tailored to your unique circumstances.

Whether you’re a first-home buyer, seasoned investor, business owner, or simply exploring your options, Newstone Finance is your dedicated partner in building a strong financial future.

Let’s make your next move a confident one. Reach out today and see how we can help you access the right loan for your property goals.

Our Latest Reviews

Aussie Coder

During my house-hunting journey, if you ask me who is the most helpful and reliable, I would shout “Hanson Culloden” without hesitation! Especially for those who need support from VIC Homebuyer Fund (like me), Hanson is one of the domain ...

We work with Australia's biggest lenders

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

How much does it cost to refinance?

Some of the costs you’d expect to pay include discharge, application and settlement fees so you need to be sure the long term savings outweigh the upfront cost. To find out how much you can save by refinancing your loan, give us a call.

How much deposit do I need to purchase a property?

Typically lenders ask for 20% of the total house price before they’ll consider giving you a loan but there are a number of ways around this. Some lenders will accept a smaller deposit but it’s likely that you’ll need to pay Lenders Mortgage Insurance (LMI). There might also be grants that you can take advantage of. Get in touch to chat about your options.

What fees should I be aware of when purchasing a property?

There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees.

Request a Callback

Name

Phone Number

Email Address

Oakleigh East, VIC

0424 700 007

Newstone Finance Pty Ltd ABN: 98 684 187 479. Credit Representative #568133 is authorised under Australian Credit License #517192

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.